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How secure is my credit card transaction?

Your credit card information is not stored on this web site nor is it collected and saved elsewhere. Once the transaction is completed the associated data is deleted from the system.

How secure is my personal information?

When you proceed to the checkout page, you are directed over to our secure server which uses an SSL certificate to encrypt all communication between your computer and our server.

What does it cost to ship to (my location)?

Basically, the shipping and handling costs are cost based and separated between Domestic (within the USA) and International (outside the USA) destinations. The only variant which is not easily incorporated into any web site is the availability and cost of insuring international orders (purchases of $250 and up will require insurance and all countries have a limit on insured liability which can range from a few hundred dollars to several thousand dollars). For a summary of our S&H costs you can go to the Terms of Sale page. Shipping and handling can be found by scrolling down the page.

Why does my invoice have sales tax added?

If you are a resident of the State of Texas and you have not provided is with a valid Texas Resale Certificate then you are required to pay sales tax. However, most invoices will have part or all of the sales tax adjusted out of the final invoice total when we have sufficient profit margin.

Do you provide discounts for larger purchases?

Basically, we accept reasonable offers for most items. If you get to check-out and find an offer box it means that you can make an offer for the group of notes that you are purchasing. However, to prevent "bottom fishing" and the like we will limit any customer to 3 offers before we remove the offer box and limit the purchase to the asking amount total.

We pay fair prices for our inventory and we can generally sell to other dealers at shows for 80% of our marked price when they are seeking material for their customers. If you are offering 25%, 30% and then 35% and find yourself excluded from further offers we would hope that you would not be surprised! Your list may have items which we are not willing to sell for reduced amounts along with items which we are willing to sell for a minimum acceptable offer; if your total offer is above the sum of the minimums for each item in your check-out list then we will sell the group to you.

What is your return policy?

If you wish to return a purchase simply do so, "no questions asked", within 7 days from your receipt of the merchandise. We will refund the purchase price of any returned items with the original S&H you paid upon the return of the merchandise in its original, undamaged, unaltered condition. Returns should be insured for your protection; items which were insured in the mailing to you must be insured on the return to us.

How do you grade your notes?

We use the International Bank Note Society (IBNS) Grading Standard plus our many years of experience. The IBNS standard can be accessed via the society's web site at The standard is also printed in the Krause Publications "Standard Catalogue of World Paper Money", Volumes 1, 2 and 3. As with any grading standard one finds that many items just 'do not fit'. We use our experience in an attempt to provide amplifying information for a better understanding of the condition of our notes where the standard 'does not fit'. In bank note collecting the photo or scan does not tell all.

Do you ever use different standards for grading?

Yes, sometimes. In some cases where the relevant catalogue uses a different grading standard (than the IBNS) we will use that catalogue’s basis for grading so as to make our pricing relate to the catalogue’s grading standard.

Where do you obtain your catalogue information?

In most cases we use catalogue information from Krause Publications "Standard Catalogue of World Paper Money (SCWPM)", Volume 1, 2 and 3. In Q3 2009 we plan to begin converting catalogue information on all Mexican notes to the newly revamped Douglas catalogue. For a yet undermined period we plan to provide both catalogue numbers where available.

We often use the Shull/Criswell information from "The Comprehensive Catalogue of Confederate Paper Money" and "Southern States Currency". Since Krause Publication has chosen not to include many relevant notes from Mexico in their SCWPM we often draw on Duane Douglas’ "The Complete Encyclopedia of Mexican Paper Money" (which is being updated for new printing in Q3 2009 by Cory Frampton, Mexican Coin Company). Other catalogue information will be referenced in the item description if not from the Krause SCWPM Series.

How do you arrive at prices for your notes?

Our prices are based upon years of buying and selling bank notes and the results of what we observe in the market place. Where our experience leads us to believe that catalogue prices are accurate in the current marked then we will use the referenced catalogue’s pricing regardless of what we pay for a note (and, "Yes! We often pay more than the market price for a note and we simply have to eat the loss").

The existing catalogues sometimes make no attempt to keep current with pricing of notes from many parts of the world. This short coming seems especially true of notes from most, if not all, the Latin American countries which in a great many cases trade for significantly more than published catalogue prices for earlier notes. Also, sometimes it seems the catalogues are published with prices which exceed the going rate in the market for some countries thus providing us with ample opportunity for large discounts in such offerings.

Why do you sometimes price the "same" notes differently?

Since the catalogue pricing is somewhat subjective and there are no definitive pricing guides that remain current, we often price our notes based upon our cost and our assessment of the market value. Many times I am asked why I am selling a note today at a higher or lower price than the exact duplicate which I had only a short while back. The answer is easy, but, may make no sense to some. Basically, I priced both notes on a reasonably profitable mark-up, and, if I still have both in stock one would see me cost average the pair and re-price each to the same new average selling price. (In effect I may lose a little on one and make it up on the other!)

Did you make a mistake in your listing of the Note XYZ?

Could be! I am human and I have been told that I have lazy eye syndrome. Please, contact me if you think you have found a mistake of any kind in one of our listings. I will do my best to correct mistakes as fast as possible. I do not wish to have a customer receive a note that is not as described. My goal is to find good homes for my notes, not to own them forever!